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Getting a home loan doesn't need to be difficult.

Whether you are looking to purchase a home or refinance, we will find the perfect loan for you.

Welcome to Solcosta Home Loans

Solcosta Home Loans is a locally owned, independent mortgage brokerage serving California clients exclusively. We are committed to offering our clients competitive rates, world-class service, and a streamlined loan process. Contact us today and experience the difference for yourself!

We offer a variety of loan options to meet your needs.
Finding the right home loan involves consideration of your individual needs and goals. We are here to guide you.
Client Reviews

We give our HIGHEST recommendation to Dan Patty and The Patty Team! As first-time homebuyers, we had a million questions about the home buying process and needed someone who could communicate clearly, be extremely patient, and always act in our best interest. Also, in this competitive market, we could only use the best of the best if we wanted our offer to be accepted and successfully close in a reasonable…Read More

Steffani D.
Rating : 5

Dan and his team were great! They handled our mortgage when we purchased a home. We already went into this process dreading all that details that we would need to understand before signing our lives away. Dan and his team made this so much easier than we expected. We had so many questions and concerns, but they were quick to answer and calm us down. Dan has the patience of…Read More

Chris M.
Rating : 5

There are not enough stars to rate Dan and the experience I had with him. He is phenomenal! From start to finish and even after three years after I’ve been in our dream home, he has kept in contact to make sure my kids and I are still doing well. We love our home and are forever grateful for Dan and all he’s done for us!! Highly recommend him!!

Pamela M.
Rating : 5

Dan is by far the best loan agent in the Bay Area! He really made me feel that I was his 1st priority, he responds quickly and can answer pretty much any question that you could possibly come up with and if he isn't sure he takes the time to get the answer. The end of this year has been so crazy for my Husband and I but Dan has…Read More

Kelly B.
Rating : 5

We had the pleasure of working with Dan during our recent home purchase. Per my request, he met with us a couple months prior to purchase to ensure everything was in order. He was able to get us pre-approved, provide all the necessary documentation, and was available at anytime we needed him. Dan made the whole process easy, he was proactive in requesting information, and kept us up to date…Read More

Andrew G.
Rating : 5

Wow! I never imagined that refinancing could be this easy and painless! Dan was a professional mortgage consultant who is really good at what he does. From day 1 everything was tailored fit to suit our refinancing options that fits our current situation. Constant contact throughout the whole process even on weekends! I couldn't be happier about everything. Highly recommended.

Jovanni M.
Rating : 5

Best Loan Officer ever!! Daniel is so helpful and extremely knowledgeable. He was prompt to answer all our thousands of questions and never made us feel like we were bugging him. I will definitely recommend him to everybody. After being turned down by other loan officers he made it happen for us. Thank you so much Daniel you made my familys dreams of owning a home a reality.

Carla C.
Rating : 5

I have known Dan for years and have worked with him in other capacities. When it was time to refinance our condo, he was the first and ONLY person we called! He is not only responsive, but quick and timely. He is kind and walks you through the process in an informative way. About a year after, we use him AGAIN for the purchase of our home. We had consistent…Read More

Kelly F.
Rating : 5

What can I say about this guy that hasn't been said already?  Dan is awesome and a great person to deal with, when trying to buy a home.  His positive can do attitude is a welcome site and his knowledge of the subject and what works best for you as a home buyer are second to none.  Dan is always easy to approach with whatever questions my wife and I…Read More

Gabriel S.
Rating : 5

If you ever need advice and/or help obtaining a loan, I highly recommend Dan and his team. I have contacted Dan on numerous occasions on topics such as --refinancing, obtaining a new purchase loan, or merely gaining insight on the current economic climate. I can tell that he is knowledgeable -- and most importantly -- he is always looking at what's best for my family and me. Dan has even…Read More

Jeff W.
Rating : 5

If you ever need to find someone who will treat you as if you are part of his family, this is the guy to go to. We couldn't have bought our first real home without you. From our family to yours Dan, THANK YOU for being you!!!

Chrissy H.
Rating : 5

Daniel was an absolute pleasure to work with for my first home purchase. He was right by my side through the whole process and was ALWAYS there with a quick answer when I had a question. If he was unavailable, he would make sure someone got my answer for me right away. He went above and beyond the call of duty speaking to the sellers of my home to reassure…Read More

Dianna H.
Rating : 5

Glad we used Daniel Patty when we did our refinance/cash out. The process was smooth and informative. There was no pressure to do anything we didn't want to do. Much better than going to a big bank in our opinion. You'll get a much more personalized experience coming here. Also the documents and signatures were all online and very smooth.

Keith D.
Rating : 5

Very professional and great level of expertise. I actually recommended ''The Team Patty'' to one of my relatives. They are great people easy to work with, a good experience overall!!

Luis V.
Rating : 5

Dan was a pleasure to work with. He walked me through the process and answered all of my questions. He made the loan process a breeze!

Carolyn H.
Rating : 5

It has been a pleasure to work with Daniel Patty and his team. This is our second mortgage refinance with Daniel and both experiences have been very positive. I would highly recommend working with him. He is professional, knowledgeable and really goes "above and beyond" to make sure that all details are clear and concise. I was never at a loss for where in the process we were and when…Read More

Mandy T.
Rating : 5

Awesome, Dan has done multiple loans for me and various family and friends. One loan approved in 5 (five) days! Way to go, Thanks Dan!

Bonnie K.
Rating : 5

This was my first home buying experience. Heard many horror stories when it comes to buying a home. NONE of that was true with Dan and his team. We closed on my home smoothly and efficiently. Such professionalism, open communication and patient. They are the BEST!

Tanya C.
Rating : 5

Dan was amazing! Trusting someone with your life savings is hard but he made everything so easy for my husband and I as first time buyers. He’s was thorough from beginning to end and we closed in like 2 weeks! Can’t emphasize enough how good he is at what he does, he made us feel secure and also never pushed us to do anything we weren’t ok with. For anyone…Read More

Jessica V.
Rating : 5
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