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Jumbo Loans

A jumbo loan is a home loan that exceeds the conforming loan limit for a particular county. For example, in Solano County, the 2020 conforming loan limit for a 1-unit property is $510,400. In Contra Costa and Alameda Counties, the conforming loan limit is $765,600. When a homebuyer needs a loan for more than that amount, they will want to consider a jumbo loan.

Over the past few years, some lenders have decreased their jumbo loan offerings and have made them harder to obtain by imposing restrictions such as requiring extra cash reserves, higher credit scores, or larger down payments. At Solcosta Home Loans, we shop multiple jumbo loan investors to ensure that you are getting a great rate for your jumbo loan. Get a quote today and see for yourself!

Working with Solcosta Home Loans

  • Since we are a mortgage broker and not a bank, we have the ability to shop multiple lenders to get you the best deal possible.
  • We offer a wide variety of loan products, and we can help you find the loan that is right for you!
  • We are fast and efficient and have the ability to close most of our loans in 18 days or less.
  • We are locally owned and operated in the San Francisco Bay Area. That means when you call or email us, you will be speaking with us directly.
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