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VA loans: honoring our heroes with exceptional home financing

At Solcosta Home Loans, we hold our veterans and active-duty service members in the highest regard. Your dedication and sacrifice for our nation inspire us every day. As a token of our appreciation, we are proud to offer VA loans, a special mortgage program designed exclusively for those who have served our country.

Unlocking the benefits of VA loans

VA loans are a powerful financial tool that can make homeownership dreams a reality for our veterans, active-duty military personnel, and their surviving spouses. These loans are guaranteed by the United States Department of Veterans Affairs (VA), providing lenders with added security and allowing for several unique advantages:

Competitive interest rates: VA loans typically come with highly competitive interest rates, which can translate to significant long-term savings for borrowers.

No monthly PMI: Unlike many other loans, VA loans do not require monthly private mortgage insurance (PMI), even no down payment. This means lower monthly payments and more manageable upfront costs for veterans. Please note that VA loans may still have a funding fee, which can be financed as part of the loan.

Zero down payment options: One of the most appealing features of VA loans is the ability to purchase a home with a 0% down payment. This remarkable benefit eliminates the need for a substantial upfront payment, making homeownership attainable sooner.

Your path to VA homeownership

At Solcosta Home Loans, we are committed to securing the best possible deals for our nation’s heroes. We specialize in VA loans and have extensive experience navigating the unique nuances associated with these loans. We understand the specific needs and challenges that veterans and active-duty service members may face on their homeownership journey. We are here to guide you through the VA loan process, ensuring that you leverage all the advantages this program has to offer.

Thank you for your service

We extend our deepest gratitude to our veterans and active-duty service members. Your commitment to protecting our nation is unmatched, and it’s our honor to assist you in achieving your homeownership goals. When you choose Solcosta Home Loans, you’re not just getting a mortgage; you’re receiving the respect and support you deserve.

If you’re a veteran or an active-duty service member interested in VA loans, contact us today. We’re here to serve you as you’ve served us, with dedication, integrity, and a commitment to excellence in every step of your homeownership journey.


Working with Solcosta Home Loans

  • Since we are a mortgage broker and not a bank, we have the ability to shop multiple lenders to get you the best deal possible.
  • We offer a wide variety of loan products, and we can help you find the loan that is right for you!
  • We are fast and efficient and have the ability to close most of our loans in 18 days or less.
  • We are locally owned and operated in Northern California. That means when you call or email us, you will be speaking with us directly.
*Solcosta Home Loans is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.
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