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Apply online to get pre-approved or refinance

At Solcosta Home Loans, we are committed to offering our clients competitive rates, world-class service, and a streamlined loan process that is fast and efficient. Whether you are looking to purchase a new home or refinance your existing mortgage, you can feel confident knowing that you will get the best loan tailored for your specific situation.

Getting pre-approved for a home loan or refinancing your current mortgage with Solcosta Home Loans is a simple two-step process.

Step 1: Complete your online loan application by clicking here. The online application can be completed on a mobile device, tablet, or desktop computer.

Step 2: After completing your online loan application, you will be prompted to upload specific financial documents and authorize payment for your credit report.

What happens after I apply?

After you submit your online application and upload your documents, Solcosta Home Loans will automatically get notified and we will begin reviewing your information. Our team will reach out to you to discuss your loan options within a few business days at most, but often it will be sooner. The entire pre-approval and loan process will be done virtually via our web portal, email, phone, and/or text message. If you have a communication method preference, please let us know and we’d be happy to accommodate!

Want to chat with Dan before applying?

Let’s do it! Please click here to select a time that is most convenient for you, and Dan will call you at the time you choose.

Want to do some research before applying?

We got you! Feel free to explore our resources and advice page for insightful articles and videos. To see what our clients are saying about Solcosta Home Loans, take a look at our Google reviews. We have over 175 reviews with a 5.0 average rating, and we promise to provide you with the same 5-star service. Finally, check out Dan’s Instagram for a constant stream of up-to-date mortgage and real estate content!

Not sure if you are quite ready to apply?

No worries, filling out an application does not mean you are committing to anything. Applying is simply the first step in the process, and even if you are not quite ready, we can help you develop a customized game plan to get you to where you need to be! Still have questions? Not a problem – feel free to contact us and we will get back to you ASAP!

Working with Solcosta Home Loans

  • Since we are a mortgage broker and not a bank, we have the ability to shop multiple lenders to get you the best deal possible.
  • We offer a wide variety of loan products, and we can help you find the loan that is right for you!
  • We are fast and efficient and have the ability to close most of our loans in 18 days or less.
  • We are locally owned and operated in Northern California. That means when you call or email us, you will be speaking with us directly.
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