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Apply online to get pre-approved or refinance

At Solcosta Home Loans, we are committed to offering our clients competitive rates, world-class service, and a streamlined loan process. Whether you are looking to purchase a new home or refinance your existing mortgage, you can feel confident knowing that you will get the best loan with the lowest interest rate and fees.

Getting pre-approved for a home loan or refinancing your current mortgage with Solcosta Home Loans is a simple two-step process.

Step 1: Complete your online loan application by clicking here. The online application can be completed on a mobile device, tablet, or desktop computer.

Step 2: After completing your online loan application, you will be asked to upload specific financial documents based on the answers you provided on your application.

What happens after I apply?
After you submit your application and upload documents for review, Solcosta Home Loans will automatically get notified and will begin reviewing the information you have provided. Our team will reach out to you to discuss your loan options within a few business days. The entire pre-approval and loan process will be done virtually via our web portal, email, phone, and/or text message. If you have a communication method preference, please let us know and we’d be happy to accommodate!

Not sure if you are quite ready to apply? No worries, filling out an application does not mean you are committing to anything, nor does it mean you are on the hook for any fees. Applying is simply the first step in the process, and even if you are not quite ready, we can help you come up with a customized game plan to get you to where you need to be! Still have questions? Not a problem – feel free to contact us and we will get back to you shortly!

Working with Solcosta Home Loans

  • Since we are a mortgage broker and not a bank, we have the ability to shop multiple lenders to get you the best deal possible.
  • We offer a wide variety of loan products, and we can help you find the loan that is right for you!
  • We are fast and efficient and have the ability to close most of our loans in 18 days or less.
  • We are locally owned and operated in the Northern California. That means when you call or email us, you will be speaking with us directly.
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