Finding the right home loan involves consideration of your individual needs and goals. We are here to guide you. PurchaseConventionalConventional loans are available with as little as a 3% down payment. FHAFHA loans are government-insured and offer more flexible credit requirements. VAStarting at 0% down – thank you for your service, veterans! JumboJumbo loans offer the ability to finance larger loan amounts. RefinanceRefinanceRefinancing your mortgage may lower your monthly payment. Cash-Out RefinancePull equity from your home to pay off debt or do home improvements.